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Mutual Fund

Our Best Suggetion to investment

MF Investment Modes

Mutual fund investments can be made through the following modes:


  • Lump Sum Investment

    A one-time investment of a large amount in a mutual fund. Suitable for those with surplus funds and a long-term perspective.

  • Systematic Investment Plan (SIP)

    A disciplined approach where a fixed amount is invested at regular intervals (monthly/quarterly). Ideal for rupee cost averaging and long-term wealth creation.

  • Systematic Transfer Plan (STP)

    Transfers a fixed amount from one mutual fund (usually a debt fund) to another (typically an equity fund) at regular intervals, helping in gradual investment.

  • Systematic Withdrawal Plan (SWP)

    Allows investors to withdraw a fixed amount periodically from their mutual fund investment, providing a steady income stream.

  • Trusted & Secure Platform

    We prioritize your security and confidentiality, ensuring that your data is protected at all times.

  • Dividend Reinvestment

    Instead of receiving dividends as cash, they are reinvested to buy additional mutual fund units, enabling compound growth.

What Is Mutual Fund ?

About Mutual Fund

Mutual funds are professionally managed investment schemes that pool money from multiple investors to invest in stocks, bonds, or other assets. Investing in the best mutual funds helps you grow wealth with diversification, expert management, and risk-adjusted returns.


Depending on your financial goals, you can choose from equity, debt, or hybrid funds. These funds offer benefits like liquidity, tax advantages, and long-term wealth creation, making them a smart choice for both beginners and experienced investors.

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Advantages of Mutual Funds

Professional Management

Expert fund managers handle investments, making informed decisions for better returns.

Diversification

Reduces risk by investing in a mix of assets like stocks, bonds, and commodities.

Affordability

Investors can start with small amounts through SIPs, making it accessible for all.

Liquidity

Easy to buy and sell mutual fund units, providing quick access to funds when needed.

Transparency

Regular updates, reports, and NAV tracking ensure investors stay informed.

Flexibility

Various investment options like SIP, lump sum, STP, and SWP cater to different financial goals.

Tax Benefits

Some mutual funds, like ELSS, offer tax deductions under Section 80C of the Income Tax Act.

Compounding Benefits

Reinvesting earnings leads to higher growth over time due to the power of compounding.

Mutual Fund Returns & Percentage Details

 

  •  Equity Mutual Funds (High risk, long-term) – 10% to 15% per year
  •  Debt Mutual Funds (Low risk, stable) – 6% to 9% per year
  •  Hybrid/Balanced Funds (Moderate risk, mix of equity & debt) – 8% to 12% per year
  •  ELSS (Tax-Saving Funds) – 12% to 15% per year
  •  Index Funds (Passive Investment) – 10% to 12% per year

 

  •  The fund management fee, typically 0.5% to 2.5% per year.
  •  Lower expense ratios lead to higher net returns.

 

  •  Some funds charge a penalty (exit load) for withdrawing before a set period, usually 0.5% to 1% if redeemed within a year.

 

  •   Equity Funds (LTCG above ₹1 lakh) – 10% (if held for more than 1 year)
  •   Short-Term Capital Gains (STCG) – 15% (if held for less than 1 year)
  •   Debt Funds (Taxed as per income slab for gains before 3 years)